Attention, online shoppers! Are you looking to stretch your rupee a bit further? Banks and financial institutions are now offering specialized credit cards tailored for online shopping, packed with tempting incentives and cashbacks. Let’s explore the top 5 credit cards that could be your shopping allies!
Amazon Pay ICICI Credit Card: This card comes with no joining or annual fees and is a boon for frequent Amazon shoppers. Prime members can enjoy 5% cashback on Amazon purchases, while non-prime members get 3%. Additionally, you can earn 2% cashback from over a hundred merchant partners and a standard 1% on other transactions. ICICI bank also offers a 15% discount at partnered restaurants and a 1% fuel surcharge waiver across all petrol pumps.
Axis Bank ACE Credit Card: With a nominal fee of ₹499 for joining and annual renewal, this card is perfect for utility bill payments via Google Pay, earning a handsome 5% cashback. Food deliveries from Swiggy, Zomato, and rides with Ola also offer 4% cashback, with a standard 1.5% back on other expenses. It includes four complimentary domestic lounge visits annually and a 1% fuel surcharge waiver on transactions between ₹400 to ₹4,000.
Cashback SBI Card: At a joining and renewal fee of ₹999, this card offers unlimited 5% cashback on all online shopping expenses and a flat 1% on offline transactions. The fuel surcharge waiver applies only to spends between ₹500 and ₹3,000. Spend ₹2 lakhs in the previous year, and you’ll also get the annual fee waived.
HDFC Moneyback+ Credit Card: For an annual and joining fee of ₹500, this card promises 10X Reward Points on purchases from top retailers like Flipkart, Amazon, and BigBasket, and 5X points on EMI transactions. You’ll also receive 2 points for every ₹150 spent in other categories, excluding fuel and wallet reloads, with a 1% fuel surcharge waiver on transactions from ₹400 to ₹5,000.
HDFC Millennia Credit Card: For those who spend big, this card offers a ₹1,000 gift voucher for every ₹1 lakh spent quarterly, on top of 5% cashback on partner sites like Amazon and Flipkart, and 1% on other purchases. The card also offers four complimentary domestic lounge visits per year and a 1% fuel surcharge waiver, potentially saving you up to ₹250 monthly.
